Welcome to the Beautiful Emerald Coast.  Clean, clear air, beaches and Emerald waters. Yolo, Sailing, Boating, Fishing, Waveboarding, Waverunning, Night life, Restaurants and Shopping abound. Or enjoy hanging out at one of our fabulous beaches - having a Great time!  How Lucky are We??

Pelican Beach Resort. My office is currently located at one of Destin's  most ACTIVE Resorts,  PELICAN BEACH RESORT.   I've had the pleasure of meeting guests who have been coming for 10 - 15 years!   Rental income is great. 2012 broke many of Destin's records for number of vacationors enjoys the area.  2013 is off to a great start.    

Our Real Estate market is very busy these days.  More and more people are learning about our wonderful place in the sun.  Our sellers are finally able to move their properties.  Buyers say its 'time to buy' .  Appraisals are no longer a destructive element to sales.  And then there's the Mortgage rates.  And to top that, sales in the area are breaking records.  Sales are up for the second year in a row.    Investors took the advise of their agents and bought.  Inventory was very low for a while.  Prices have increased - again!.  Contact me anytime with any Real Estate questions.

My site is very user friendlyI've included a simple way to search for that special place to call your own; current mortgage information, Real Estate and Mortgage Blogs, Mortgage Calculator, Local News and Events, and more to come...  

Market Detail Okaloosa County  July 2013

       See ya at the Beach!   Cool Toes in the Water

Why It Might Be Cheaper to Get a Jumbo..... Rates for Jumbo and Conforming Loans Are Closest in Years

Local Stats May 2013


Existing Home Prices Rise

Existing Home Sales Drop in December while Prices Continue Upward

Special Report: Real estate provisions in 'fiscal cliff' bill

WASHINGTON - Jan.2,2013 - Yesterday, the House and Senate passed H.R. 8, legislation to avert the so-called "fiscal cliff." Following are...

Yearly Price Gains Continue into Offseason for Homebuying

Compared to 2011, home prices continued to show strong gains in October and posted their biggest yearly increase since June 2006, according.

9 Steps for Showcasing a Listing During the Holidays

Whether it’s wreaths or menorahs,sellers shouldn’t overdo it around the holidays. Here’s how to stage a listing properly during “the most...

Home Prices Up for Eighth Consecutive Month on Growing Demand, Limited Inventory

Housing Market Turning The Corner After 5-Year Slump

U.S. 30-year mortgage rate falls to record 3.75%

Average U.S. rates on 30-year and 15-year fixed mortgages dropped to record lows again this week

Mortgage Rates Lower Following Employment Report

Mortgage rates are at their best levels since early February following today's weaker-than-expected Employment Situation report.

Fannie and Freddie Set Timeline Requirements for Short Sales

Nationwide List Prices Rise Nearly 7%

Housing Crisis to End in 2012 as Banks Loosen Credit


Low Prices, Strong Rental Demand Attract More Investors, Latest HousingPulse Finds

ECON: US Home Builder Sentiment at 1.5 Year High in Nov

U.S. home-builder sentiment scaled a 1-1/2-year high in November, a survey showed on Wednesday,

Is the new-home market finally leveling off?

The nation’s largest home builders say that buyer traffic has picked up, sales increased and prices are stabilizing, according to The Wall .

Mortgage applications increase 4.9%

Destin Named to Good Morning America List of 10 Most beautiful Places in America

Destin Named to Good Morning America List of 10 Most Beautiful Places in America

Smart Tips For Emerald Coast Homebuyers

When buying a Destin, FL home , it’s important to keep your eyes open and shop smart.

There is no Right of Redemption In Florida!